Loan Application Checklist

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Your lender will let you know what information is required to make the mortgage loan process go as quickly as possible. Be sure to supply accurate information. Otherwise, the loan may be delayed or even denied. A lot of information is needed at the time you apply for a home loan, so it's a good idea to begin gathering the paperwork you will need well ahead of time.

Here are some of the items you should be ready to provide.
Check them off as you collect them.


Picture ID

Proof of Social Security Number(s)

Residence address(es) for past two years

Names and addresses of each employer for the last two years

W-2s and last two pay stubs

For each checking and savings account: name of financial
institution, address, account #, and balance; last two months

For each current loan: name of lender, address, account #,
balance and monthly payment

If you are self-employed: last two years' tax returns;
year-to-date profit and loss statement prepared by an

Loan information and address(es) of real estate owned

Estimated value of furniture and personal property

Certificate of eligibility or DD214s (VA only).

Deposit for credit report and appraisal